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Critical Banker

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Critical Banker
Critical Banker.png
Fallout 4
RequirementsLuck 7
Level 1, 17, and 43
Level 50 (Far Harbor)
EffectsStore critical hits for use at a later time
base id0004c91f (level 1)

0004c920 (level 2)

0004c921 (level 3)

xx034e81 (level 4)

The Critical Banker perk allows you to save up an increasing number of Critical Hits, to be used when they're needed most.

Fallout 4 loading screen hints

Critical Banker is a perk in Fallout 4.


With the first rank of this perk, you have the opportunity to store a critical hit in V.A.T.S. for to use at a later time. The second rank allows you to store a second critical hit for use in the future. The third rank allows you to store a third critical hit for a later chance, and gives a chance to store an additional critical hit whenever a critical hit is stored.

With Far Harbor, the perk gains a fourth rank, allowing for a fourth critical hit to be stored.